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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,618 | $154,193-44.5% | $130,045-34.2% | $139,466-38.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 15.60% | 32.51%-16.9pp | -137.30%+152.9pp | 373.66%-358.1pp |
| Employer contribution / active EE | $94 | $5,292-98.2% | $4,321-97.8% | $4,754-98.0% |
| Participant deferral / active EE | $12,837 | $6,709+91.3% | $5,820+120.6% | $6,712+91.3% |
| Admin fee / account holder | $7,927 | $13,989-43.3% | $10,600-25.2% | $11,409-30.5% |