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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION7+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $134,887 |
Filed as: PINNACLE FINANCIAL SERVICES, LLC Service code 15 · EIN 59-2438373 | Recordkeeping | $102,828 |
3(16) FIDUCIARY SERVICES CORP7+ years Service code 31 · EIN 45-4813650 | Named fiduciary | $17,876 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,633 | $67,512-85.7% | $185,837-94.8% | $93,010-89.6% |
| Participation rate | 85.9% | 67.1%+18.8pp | 81.7%+4.2pp | 73.9%+12.0pp |
| Annual return | 13.02% | 21.04%-8.0pp | 122.08%-109.1pp | 158.70%-145.7pp |
| Employer contribution / active EE | $608 | $1,783-65.9% | $5,168-88.2% | $2,705-77.5% |
| Participant deferral / active EE | $1,605 | $3,035-47.1% | $5,568-71.2% | $4,561-64.8% |
| Admin fee / account holder | $54 | $318-83.1% | $16,241-99.7% | $152-64.7% |