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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,088 | $82,678-12.8% | $125,391-42.5% | $68,490+5.3% |
| Participation rate | 73.1% | 75.1%-2.0pp | 82.4%-9.3pp | 67.9%+5.2pp |
| Annual return | -19.46% | -5.97%-13.5pp | 572.41%-591.9pp | -7.85%-11.6pp |
| Employer contribution / active EE | $886 | $3,382-73.8% | $4,816-81.6% | $2,597-65.9% |
| Participant deferral / active EE | $4,429 | $6,111-27.5% | $7,448-40.5% | $4,028+10.0% |
| Admin fee / account holder | $420 | $6,277-93.3% | $10,009-95.8% | $5,403-92.2% |