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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,464 | $98,776-28.7% | $149,745-52.9% | $79,856-11.8% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.5%-15.8pp | 69.6%-3.0pp |
| Annual return | 18.52% | 27.38%-8.9pp | 276.72%-258.2pp | 31.71%-13.2pp |
| Employer contribution / active EE | $621 | $3,217-80.7% | $4,646-86.6% | $2,471-74.9% |
| Participant deferral / active EE | $3,105 | $5,681-45.4% | $6,843-54.6% | $3,741-17.0% |
| Admin fee / account holder | $2,535 | $6,053-58.1% | $9,312-72.8% | $5,306-52.2% |