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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,909 | $168,635-69.8% | $147,617-65.5% | $125,389-59.4% |
| Participation rate | 45.5% | 88.8%-43.3pp | 84.6%-39.2pp | 83.2%-37.7pp |
| Annual return | -2.41% | 77.65%-80.1pp | 61.98%-64.4pp | 282.24%-284.7pp |
| Employer contribution / active EE | $4,554 | $6,252-27.2% | $5,564-18.2% | $4,866-6.4% |
| Participant deferral / active EE | $2,613 | $5,507-52.6% | $4,895-46.6% | $5,352-51.2% |
| Admin fee / account holder | $557 | $13,580-95.9% | $11,612-95.2% | $9,541-94.2% |