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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,449 | $85,024+29.9% | $70,544+56.6% | $139,466-20.8% |
| Participation rate | 68.8% | 73.9%-5.2pp | 68.4%+0.4pp | 80.3%-11.6pp |
| Annual return | 14.36% | 30.39%-16.0pp | 32.79%-18.4pp | 373.66%-359.3pp |
| Employer contribution / active EE | $1,923 | $3,912-50.8% | $2,976-35.4% | $4,754-59.5% |
| Participant deferral / active EE | $5,337 | $5,891-9.4% | $4,568+16.8% | $6,712-20.5% |
| Admin fee / account holder | $3,051 | $8,928-65.8% | $6,427-52.5% | $11,409-73.3% |