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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,920 | $102,638-20.2% | $81,982-0.1% | $158,982-48.5% |
| Participation rate | 58.3% | 75.5%-17.2pp | 69.3%-10.9pp | 82.0%-23.6pp |
| Annual return | 16.32% | 61.05%-44.7pp | 41.31%-25.0pp | 302.99%-286.7pp |
| Employer contribution / active EE | $1,384 | $3,241-57.3% | $2,498-44.6% | $4,763-70.9% |
| Participant deferral / active EE | $3,760 | $4,649-19.1% | $3,722+1.0% | $5,983-37.2% |
| Admin fee / account holder | $329 | $8,237-96.0% | $5,665-94.2% | $11,252-97.1% |