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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,299 | $93,064-91.1% | $74,577-88.9% | $273,972-97.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 50.78% | 26.18%+24.6pp | 20.47%+30.3pp | 41.46%+9.3pp |
| Employer contribution / active EE | $629 | $3,160-80.1% | $2,525-75.1% | $4,869-87.1% |
| Participant deferral / active EE | $693 | $4,160-83.3% | $3,458-80.0% | $5,287-86.9% |
| Admin fee / account holder | $4,625 | $5,273-12.3% | $4,138+11.8% | $10,133-54.4% |