Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,547 | $68,073-71.3% | $76,080-74.3% | $85,851-77.2% |
| Participation rate | 47.6% | 72.5%-24.9pp | 79.4%-31.8pp | 69.3%-21.7pp |
| Annual return | 10.18% | 19.42%-9.2pp | 42.50%-32.3pp | 318.63%-308.5pp |
| Employer contribution / active EE | $0 | $3,209-100.0% | $3,962-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,011 | $3,799-20.8% | $4,905-38.6% | $3,952-23.8% |
| Admin fee / account holder | $2,659 | $3,422-22.3% | $4,883-45.6% | $6,261-57.5% |