Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,649 | $45,698-67.9% | $61,048-76.0% | $72,976-79.9% |
| Participation rate | 47.6% | 74.3%-26.7pp | 79.3%-31.7pp | 69.5%-21.9pp |
| Annual return | 22.55% | 20.14%+2.4pp | 26.18%-3.6pp | 81.02%-58.5pp |
| Employer contribution / active EE | $0 | $2,803-100.0% | $3,716-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,179 | $3,264-33.3% | $4,470-51.3% | $3,608-39.6% |
| Admin fee / account holder | $3,257 | $3,347-2.7% | $3,728-12.6% | $5,124-36.4% |