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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,146 | $183,627-16.1% | $155,602-0.9% | $145,978+5.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 10.40% | 61.32%-50.9pp | 64.81%-54.4pp | 550.52%-540.1pp |
| Employer contribution / active EE | $2,213 | $5,316-58.4% | $4,675-52.7% | $4,662-52.5% |
| Participant deferral / active EE | $6,710 | $6,466+3.8% | $5,629+19.2% | $6,690+0.3% |
| Admin fee / account holder | $590 | $19,327-96.9% | $15,923-96.3% | $13,400-95.6% |