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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,735 | $32,117-72.8% | $71,086-87.7% | $64,173-86.4% |
| Participation rate | 24.0% | 42.7%-18.7pp | 54.7%-30.7pp | 69.6%-45.6pp |
| Annual return | -14.25% | -5.57%-8.7pp | 650.59%-664.8pp | 7.63%-21.9pp |
| Employer contribution / active EE | $383 | $712-46.3% | $1,088-64.8% | $2,381-83.9% |
| Participant deferral / active EE | $820 | $1,263-35.1% | $1,874-56.2% | $3,470-76.4% |
| Admin fee / account holder | $98 | $2,759-96.4% | $3,082-96.8% | $4,887-98.0% |