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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,575 | $67,602+26.6% | $82,312+4.0% | $70,126+22.0% |
| Participation rate | 87.5% | 72.8%+14.7pp | 76.9%+10.6pp | 69.5%+18.0pp |
| Annual return | 19.44% | 21.57%-2.1pp | 25.88%-6.4pp | 73.15%-53.7pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $6,393 | $2,987+114.0% | $3,706+72.5% | $3,332+91.9% |
| Admin fee / account holder | $6,684 | $4,512+48.1% | $5,608+19.2% | $4,645+43.9% |