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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,079 | $202,440-69.8% | $169,390-63.9% | $139,466-56.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 23.03% | 532.36%-509.3pp | 406.07%-383.0pp | 373.66%-350.6pp |
| Employer contribution / active EE | $1,059 | $4,693-77.4% | $4,013-73.6% | $4,754-77.7% |
| Participant deferral / active EE | $30,000 | $6,940+332.3% | $6,222+382.1% | $6,712+347.0% |
| Admin fee / account holder | $509 | $10,722-95.3% | $9,015-94.4% | $11,409-95.5% |