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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,219 | $162,136-67.2% | $152,301-65.1% | $154,746-65.6% |
| Participation rate | 70.0% | 84.1%-14.1pp | 82.4%-12.4pp | 80.7%-10.7pp |
| Annual return | 16.74% | 91.02%-74.3pp | 80.50%-63.8pp | 172.34%-155.6pp |
| Employer contribution / active EE | $2,922 | $4,890-40.2% | $4,624-36.8% | $4,379-33.3% |
| Participant deferral / active EE | $6,775 | $8,341-18.8% | $8,004-15.4% | $6,730+0.7% |
| Admin fee / account holder | $1,036 | $15,759-93.4% | $14,398-92.8% | $14,365-92.8% |