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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,727 | $138,102-77.8% | $125,381-75.5% | $134,532-77.2% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | -16.83% | 750.73%-767.6pp | 572.31%-589.1pp | 418.27%-435.1pp |
| Employer contribution / active EE | $2,306 | $5,245-56.0% | $4,815-52.1% | $4,741-51.4% |
| Participant deferral / active EE | $5,735 | $7,801-26.5% | $7,448-23.0% | $6,401-10.4% |
| Admin fee / account holder | $521 | $11,568-95.5% | $10,007-94.8% | $11,429-95.4% |