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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,219 | $154,228-65.5% | $145,433-63.4% | $137,256-61.2% |
| Participation rate | 70.0% | 83.8%-13.8pp | 82.1%-12.1pp | 80.0%-10.0pp |
| Annual return | 16.74% | 74.59%-57.8pp | 66.58%-49.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $2,922 | $4,804-39.2% | $4,554-35.8% | $4,156-29.7% |
| Participant deferral / active EE | $6,775 | $8,216-17.5% | $7,897-14.2% | $6,407+5.7% |
| Admin fee / account holder | $1,036 | $14,344-92.8% | $13,129-92.1% | $12,270-91.6% |