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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,219 | $196,972-73.0% | $182,262-70.8% | $198,609-73.2% |
| Participation rate | 70.0% | 85.7%-15.7pp | 84.2%-14.2pp | 82.4%-12.4pp |
| Annual return | 16.74% | 158.27%-141.5pp | 140.60%-123.9pp | 202.70%-186.0pp |
| Employer contribution / active EE | $2,922 | $5,364-45.5% | $5,046-42.1% | $5,055-42.2% |
| Participant deferral / active EE | $6,775 | $8,643-21.6% | $8,276-18.1% | $6,977-2.9% |
| Admin fee / account holder | $1,036 | $18,429-94.4% | $16,712-93.8% | $19,030-94.6% |