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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,734 | $138,114+80.8% | $125,391+99.2% | $134,545+85.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -25.63% | 750.88%-776.5pp | 572.41%-598.0pp | 418.37%-444.0pp |
| Employer contribution / active EE | $37,571 | $5,246+616.2% | $4,816+680.2% | $4,742+692.4% |
| Participant deferral / active EE | $25,727 | $7,801+229.8% | $7,448+245.4% | $6,401+301.9% |
| Admin fee / account holder | $3,556 | $11,570-69.3% | $10,009-64.5% | $11,431-68.9% |