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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,810 | $176,105+61.2% | $159,474+78.0% | $167,536+69.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | -16.21% | 331.91%-348.1pp | 263.68%-279.9pp | 478.82%-495.0pp |
| Employer contribution / active EE | $36,428 | $5,299+587.5% | $4,831+654.1% | $4,839+652.8% |
| Participant deferral / active EE | $13,000 | $7,751+67.7% | $7,353+76.8% | $6,342+105.0% |
| Admin fee / account holder | $110,573 | $12,559+780.4% | $10,802+923.6% | $12,315+797.9% |