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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,879 | $63,342-87.6% | $92,236-91.5% | $70,131-88.8% |
| Participation rate | 92.0% | 68.7%+23.3pp | 76.5%+15.5pp | 69.5%+22.5pp |
| Annual return | 13.16% | 530.15%-517.0pp | 176.29%-163.1pp | 73.14%-60.0pp |
| Employer contribution / active EE | $530 | $2,471-78.6% | $3,679-85.6% | $2,342-77.4% |
| Participant deferral / active EE | $135 | $2,854-95.3% | $3,897-96.5% | $3,332-95.9% |
| Admin fee / account holder | $1,214 | $3,840-68.4% | $5,194-76.6% | $4,645-73.9% |