Retirement plan

KOETTER FIRE PROTECTION 401(K) PLAN

Name: KOETTER FIRE PROTECTION, LLC - KOETTER FIRE PROTECTION 401(K) PLAN (2017) Form 5500
Creator: KOETTER FIRE PROTECTION, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KOETTER FIRE PROTECTION 401(K) PLAN, KOETTER FIRE PROTECTION, LLC

KOETTER FIRE PROTECTION, LLCEIN 41-2024408Plan #001PY 2017

10351 OLYMPIC DRIVE - DALLAS, TX 75220214-358-3593koetterfire.comLinkedIn51-200 employeesconstruction

Prospect flagsLow participationLow assets / participantLow employer contribution

How to read this page

Total assets (EOY)

$817K

+93.8% from 2016

Total participants

240

-3.2% from 2016

Average account balance

$8,256

+103.6% from 2016

Annual return

43.11%

+37.94 pp from 2016

Benchmarks

See 1,704 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,704 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.87M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$26K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

111

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

32.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$445K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$319

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
NATIONWIDE3+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$12,997
PROSPERA FINANCIAL SERVICES2 years Service code 27	Advisory (Plan)	$3,446
CECILCO2 years Service code 13 14881 QUORUM DRIVE, SUITE 340 · DALLAS, TX 75254	Contract Administrator	$3,068
PROSPERA FINANCIAL SERVICES1 year Filed as: PROSPERA FINANCIAL SERVICES, INC. Service code 27 5429 LBJ FRW · DALLAS, TX 75240	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2K2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$5K

$22 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.600%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PRICEKUBECKA, PLLC
Auditor EIN: 752783674
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$8,256

$50,637-83.7%

$86,581-90.5%

$62,293-86.7%

Participation rate

36.2%

67.9%-31.7pp

73.5%-37.3pp

69.5%-33.3pp

Annual return

43.11%

20.80%+22.3pp

965.06%-921.9pp

28.90%+14.2pp

Employer contribution / active EE

$20

$2,075-99.1%

$2,840-99.3%

$2,042-99.0%

Participant deferral / active EE

$1,161

$2,611-55.6%

$3,609-67.8%

$3,169-63.4%

Admin fee / account holder

$50

$413-88.0%

$4,904-99.0%

$479-89.7%

Provider

Service type

Compensation

NATIONWIDE3+ years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$12,997

PROSPERA FINANCIAL SERVICES2 years

Service code 27

Advisory (Plan)

$3,446

CECILCO2 years

Service code 13

14881 QUORUM DRIVE, SUITE 340 · DALLAS, TX 75254

Contract Administrator

$3,068

PROSPERA FINANCIAL SERVICES1 year

Filed as: PROSPERA FINANCIAL SERVICES, INC.

Service code 27

5429 LBJ FRW · DALLAS, TX 75240

Advisory (Plan)

KOETTER FIRE PROTECTION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

KOETTER FIRE PROTECTION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion