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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,609 | $97,020-52.0% | $83,327-44.1% | $135,380-65.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -8.71% | 12.31%-21.0pp | 10.64%-19.3pp | 519.81%-528.5pp |
| Employer contribution / active EE | $17,911 | $4,144+332.3% | $3,379+430.1% | $4,779+274.8% |
| Participant deferral / active EE | $14,859 | $5,964+149.1% | $5,565+167.0% | $5,609+164.9% |
| Admin fee / account holder | $526 | $8,426-93.8% | $7,540-93.0% | $10,828-95.1% |