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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,266 | $105,856-73.3% | $90,161-68.6% | $147,586-80.8% |
| Participation rate | 87.5% | 79.7%+7.8pp | 76.9%+10.6pp | 82.8%+4.7pp |
| Annual return | 18.55% | 37.63%-19.1pp | 34.89%-16.3pp | 578.59%-560.0pp |
| Employer contribution / active EE | $6,007 | $4,126+45.6% | $3,318+81.0% | $4,876+23.2% |
| Participant deferral / active EE | $8,198 | $5,733+43.0% | $5,287+55.0% | $5,439+50.7% |
| Admin fee / account holder | $398 | $8,046-95.1% | $5,943-93.3% | $10,886-96.3% |