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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,627 | $135,956-65.0% | $123,894-61.6% | $273,972-82.6% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 8.10% | 56.63%-48.5pp | 47.52%-39.4pp | 41.46%-33.4pp |
| Employer contribution / active EE | $2,653 | $5,170-48.7% | $4,617-42.5% | $4,869-45.5% |
| Participant deferral / active EE | $4,696 | $6,343-26.0% | $5,984-21.5% | $5,287-11.2% |
| Admin fee / account holder | $7,272 | $9,817-25.9% | $8,357-13.0% | $10,133-28.2% |