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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $45,008 |
OSAIC WEALTH INC3 years Filed as: OSAIC WEALTH, INC. Service code 55 | Other Commissions | $17,810 |
ASCENSUS LLC3 years Filed as: ASCENSUS HOLDINGS INC DBA FUTUREPLA Service code 13 101 W BROADWAY SUITE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $4,671 |
Service code 99 1801 CALIFORNIA ST · DENVER, CO 80202 | Other Fees | $181 |
OSAIC WEALTH INC3 years Filed as: OSAIC WEALTH, INC Service code 55 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,237 | $43,496-32.8% | $161,489-81.9% | $64,340-54.6% |
| Participation rate | 69.8% | 53.5%+16.3pp | 78.7%-8.9pp | 55.2%+14.6pp |
| Annual return | 15.24% | 20.76%-5.5pp | 89.72%-74.5pp | 24.14%-8.9pp |
| Employer contribution / active EE | $1,374 | $1,431-4.0% | $4,268-67.8% | $1,862-26.2% |
| Participant deferral / active EE | $2,306 | $1,996+15.6% | $5,630-59.0% | $2,980-22.6% |
| Admin fee / account holder | $317 | $2,330-86.4% | $16,006-98.0% | $3,703-91.5% |