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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $45,008 |
OSAIC WEALTH INC3 years Filed as: OSAIC WEALTH, INC. Service code 55 | Other Commissions | $17,810 |
ASCENSUS LLC3 years Filed as: ASCENSUS HOLDINGS INC DBA FUTUREPLA Service code 13 101 W BROADWAY SUITE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $4,671 |
Service code 99 1801 CALIFORNIA ST · DENVER, CO 80202 | Other Fees | $181 |
OSAIC WEALTH INC3 years Filed as: OSAIC WEALTH, INC Service code 55 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,237 | $45,343-35.5% | $150,298-80.5% | $67,986-57.0% |
| Participation rate | 69.8% | 51.9%+18.0pp | 77.8%-7.9pp | 57.2%+12.6pp |
| Annual return | 15.24% | 33.28%-18.0pp | 62.79%-47.5pp | 31.67%-16.4pp |
| Employer contribution / active EE | $1,374 | $1,462-6.0% | $4,154-66.9% | $2,019-32.0% |
| Participant deferral / active EE | $2,306 | $2,055+12.2% | $5,453-57.7% | $3,358-31.3% |
| Admin fee / account holder | $317 | $2,250-85.9% | $14,116-97.8% | $3,203-90.1% |