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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $35,555 |
OSAIC WEALTH INC2 years Filed as: OSAIC WEALTH, INC. Service code 55 | Other Commissions | $15,680 |
ASCENSUS LLC2 years Filed as: ASCENSUS HOLDINGS INC DBA FUTUREPLA Service code 13 101 W BROADWAY SUITE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $3,766 |
Service code 99 1801 CALIFORNIA ST · DENVER, CO 80202 | Other Fees | $482 |
OSAIC WEALTH INC2 years Filed as: OSAIC WEALTH, INC Service code 55 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,809 | $81,358-62.1% | $155,556-80.2% | $80,959-61.9% |
| Participation rate | 57.3% | 66.3%-9.0pp | 78.2%-20.9pp | 67.7%-10.4pp |
| Annual return | 15.69% | 33.39%-17.7pp | 64.84%-49.2pp | 35.67%-20.0pp |
| Employer contribution / active EE | $1,617 | $3,106-47.9% | $4,675-65.4% | $2,757-41.4% |
| Participant deferral / active EE | $2,913 | $3,455-15.7% | $5,631-48.3% | $4,300-32.3% |
| Admin fee / account holder | $315 | $7,994-96.1% | $15,885-98.0% | $6,925-95.5% |