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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,315 | $162,136-56.6% | $152,301-53.8% | $154,746-54.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.37% | 91.02%-79.7pp | 80.50%-69.1pp | 172.34%-161.0pp |
| Employer contribution / active EE | $3,478 | $4,890-28.9% | $4,624-24.8% | $4,379-20.6% |
| Participant deferral / active EE | $18,226 | $8,341+118.5% | $8,004+127.7% | $6,730+170.8% |
| Admin fee / account holder | $263,013 | $15,759+1568.9% | $14,398+1726.8% | $14,365+1730.9% |