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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,874 | $165,399+37.8% | $149,745+52.2% | $158,982+43.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.99% | 348.34%-336.3pp | 276.72%-264.7pp | 302.99%-291.0pp |
| Employer contribution / active EE | $3,241 | $5,105-36.5% | $4,646-30.2% | $4,763-32.0% |
| Participant deferral / active EE | $14,354 | $7,183+99.8% | $6,843+109.8% | $5,983+139.9% |
| Admin fee / account holder | $6,194 | $10,811-42.7% | $9,312-33.5% | $11,252-45.0% |