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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,836 | $165,351-47.5% | $149,710-42.0% | $158,931-45.4% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 13.93% | 348.19%-334.3pp | 276.63%-262.7pp | 302.86%-288.9pp |
| Employer contribution / active EE | $5,383 | $5,103+5.5% | $4,645+15.9% | $4,761+13.1% |
| Participant deferral / active EE | $6,428 | $7,181-10.5% | $6,842-6.1% | $5,982+7.4% |
| Admin fee / account holder | $7,684 | $10,807-28.9% | $9,309-17.5% | $11,247-31.7% |