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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,836 | $165,399-47.5% | $149,745-42.0% | $158,982-45.4% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 13.93% | 348.34%-334.4pp | 276.72%-262.8pp | 302.99%-289.1pp |
| Employer contribution / active EE | $5,383 | $5,105+5.5% | $4,646+15.9% | $4,763+13.0% |
| Participant deferral / active EE | $6,428 | $7,183-10.5% | $6,843-6.1% | $5,983+7.4% |
| Admin fee / account holder | $7,684 | $10,811-28.9% | $9,312-17.5% | $11,252-31.7% |