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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,699 | $58,311-13.1% | $81,882-38.1% | $80,959-37.4% |
| Participation rate | 63.0% | 63.5%-0.5pp | 72.4%-9.4pp | 67.7%-4.7pp |
| Annual return | 16.29% | 41.85%-25.6pp | 779.47%-763.2pp | 35.67%-19.4pp |
| Employer contribution / active EE | $1,861 | $2,347-20.7% | $2,916-36.2% | $2,757-32.5% |
| Participant deferral / active EE | $4,070 | $3,287+23.8% | $4,323-5.9% | $4,300-5.4% |
| Admin fee / account holder | $1,079 | $4,752-77.3% | $7,360-85.3% | $6,925-84.4% |