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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,699 | $58,258-13.0% | $81,820-38.0% | $80,925-37.4% |
| Participation rate | 63.0% | 63.5%-0.4pp | 72.4%-9.4pp | 67.7%-4.6pp |
| Annual return | 16.29% | 41.76%-25.5pp | 777.93%-761.6pp | 35.65%-19.4pp |
| Employer contribution / active EE | $1,861 | $2,345-20.6% | $2,915-36.2% | $2,756-32.5% |
| Participant deferral / active EE | $4,070 | $3,284+23.9% | $4,323-5.8% | $4,299-5.3% |
| Admin fee / account holder | $1,079 | $4,976-78.3% | $7,391-85.4% | $6,940-84.5% |