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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,266 | $75,058-33.0% | $152,301-67.0% | $64,340-21.9% |
| Participation rate | 80.7% | 60.9%+19.8pp | 82.4%-1.7pp | 55.2%+25.5pp |
| Annual return | 34.07% | 29.93%+4.1pp | 80.50%-46.4pp | 24.14%+9.9pp |
| Employer contribution / active EE | $1,940 | $2,605-25.5% | $4,624-58.0% | $1,862+4.2% |
| Participant deferral / active EE | $9,174 | $5,041+82.0% | $8,004+14.6% | $2,980+207.8% |
| Admin fee / account holder | $1,434 | $4,050-64.6% | $14,398-90.0% | $3,703-61.3% |