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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,965 | $98,776-60.6% | $149,745-74.0% | $79,856-51.2% |
| Participation rate | 57.7% | 75.8%-18.1pp | 82.5%-24.8pp | 69.6%-11.9pp |
| Annual return | 22.28% | 27.38%-5.1pp | 276.72%-254.4pp | 31.71%-9.4pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $9,586 | $5,681+68.7% | $6,843+40.1% | $3,741+156.3% |
| Admin fee / account holder | $984 | $6,053-83.7% | $9,312-89.4% | $5,306-81.5% |