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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,419 | $82,678-63.2% | $125,391-75.7% | $68,490-55.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.53% | -5.97%-13.6pp | 572.41%-591.9pp | -7.85%-11.7pp |
| Employer contribution / active EE | $3,605 | $3,382+6.6% | $4,816-25.1% | $2,597+38.8% |
| Participant deferral / active EE | $2,852 | $6,111-53.3% | $7,448-61.7% | $4,028-29.2% |
| Admin fee / account holder | $1,287 | $6,277-79.5% | $10,009-87.1% | $5,403-76.2% |