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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $637,841 | $81,664+681.1% | $70,476+805.0% | $158,966+301.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 24.68% | 208.59%-183.9pp | 109.12%-84.4pp | 302.95%-278.3pp |
| Employer contribution / active EE | $16,583 | $3,219+415.2% | $2,738+505.7% | $4,762+248.2% |
| Participant deferral / active EE | $5,655 | $4,556+24.1% | $3,710+52.4% | $5,983-5.5% |
| Admin fee / account holder | $4,864 | $6,197-21.5% | $3,847+26.4% | $11,250-56.8% |