Retirement plan

C&B OPERATIONS, LLC RETIREMENT SAVINGS PLAN

Name: C&B OPERATIONS, LLC - C&B OPERATIONS, LLC RETIREMENT SAVINGS PLAN (2019) Form 5500
Creator: C&B OPERATIONS, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, C&B OPERATIONS, LLC RETIREMENT SAVINGS PLAN, C&B OPERATIONS, LLC

C&B OPERATIONS, LLCEIN 41-1992021Plan #001PY 2019

30965 US HIGHWAY 212 - GETTYSBURG, SD 574428709605-765-2434

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$40.7M

+35.1% from 2018

Total participants

935

+4.8% from 2018

Average account balance

$56,639

+35.1% from 2018

Annual return

33.57%

+28.19 pp from 2018

Benchmarks

See 263 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort263 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$68.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$60K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,142

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$13.38M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-9.91%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$260

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
GWM ADVISORS LLC1 year Filed as: GWM ADVISORS LLC DBA GOSS ADVISORS Service code 27 6300 CORPORATE BLVD STE 120 · BATON ROUGE, LA 70809	Advisory (Plan)	$101,136
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287	Directed Trustee	$45,163
CAHILL BAUER & ASSOCIATES1 year Filed as: CAHILL BAUER AND ASSOCIATES LLC Service code 10 1919 W GRAND CROSSING · MOBRIDGE, SD 57601	Accounting	$2,151

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$148K

$177 / participant

Contract admin$148K100.0%

% of EOY assets

0.365%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CAHILL BAUER & ASSOCIATES
Auditor EIN: 481293545
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,639

$44,734+26.6%

$99,470-43.1%

$67,579-16.2%

Participation rate

74.2%

66.2%+8.0pp

73.8%+0.4pp

71.3%+2.9pp

Annual return

33.57%

32.45%+1.1pp

30.72%+2.8pp

378.56%-345.0pp

Employer contribution / active EE

$392

$1,261-68.9%

$2,540-84.6%

$2,148-81.7%

Participant deferral / active EE

$3,088

$2,731+13.1%

$3,619-14.7%

$3,539-12.8%

Admin fee / account holder

$207

$120+72.8%

$6,252-96.7%

$142+45.3%

Provider

Service type

Compensation

GWM ADVISORS LLC1 year

Filed as: GWM ADVISORS LLC DBA GOSS ADVISORS

Service code 27

6300 CORPORATE BLVD STE 120 · BATON ROUGE, LA 70809

Advisory (Plan)

$101,136

AMERICAN FUNDS1 year

Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS.

Service code 25 · EIN 82-4555287

Directed Trustee

$45,163

CAHILL BAUER & ASSOCIATES1 year

Filed as: CAHILL BAUER AND ASSOCIATES LLC

Service code 10

1919 W GRAND CROSSING · MOBRIDGE, SD 57601

Accounting

$2,151

C&B OPERATIONS, LLC RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

C&B OPERATIONS, LLC RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion