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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,765 | $111,535-17.7% | $105,223-12.8% | $137,256-33.1% |
| Participation rate | 84.2% | 78.1%+6.1pp | 75.0%+9.2pp | 80.0%+4.3pp |
| Annual return | 18.82% | 237.85%-219.0pp | 180.65%-161.8pp | 220.34%-201.5pp |
| Employer contribution / active EE | $2,250 | $3,939-42.9% | $3,689-39.0% | $4,156-45.9% |
| Participant deferral / active EE | $6,492 | $5,500+18.0% | $5,072+28.0% | $6,407+1.3% |
| Admin fee / account holder | $1,861 | $9,721-80.9% | $8,859-79.0% | $12,270-84.8% |