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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,636 | $59,813-80.5% | $79,580-85.4% | $68,486-83.0% |
| Participation rate | 67.4% | 61.1%+6.4pp | 69.5%-2.0pp | 67.9%-0.5pp |
| Annual return | -20.08% | -12.30%-7.8pp | 0.15%-20.2pp | -7.85%-12.2pp |
| Employer contribution / active EE | $1,329 | $1,505-11.7% | $2,413-44.9% | $2,597-48.8% |
| Participant deferral / active EE | $2,638 | $3,024-12.8% | $3,985-33.8% | $4,028-34.5% |
| Admin fee / account holder | $260 | $4,835-94.6% | $6,835-96.2% | $5,404-95.2% |