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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,733 | $79,961+7.2% | $98,462-12.9% | $75,177+14.0% |
| Participation rate | 67.6% | 70.4%-2.7pp | 75.2%-7.5pp | 67.2%+0.4pp |
| Annual return | 17.17% | 19.75%-2.6pp | 21.17%-4.0pp | 160.75%-143.6pp |
| Employer contribution / active EE | $2,135 | $2,264-5.7% | $3,049-30.0% | $2,671-20.1% |
| Participant deferral / active EE | $5,454 | $3,753+45.3% | $4,738+15.1% | $4,126+32.2% |
| Admin fee / account holder | $3,088 | $6,842-54.9% | $8,875-65.2% | $5,651-45.4% |