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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,817 | $73,019-3.0% | $90,766-22.0% | $68,490+3.4% |
| Participation rate | 68.6% | 70.8%-2.3pp | 75.7%-7.1pp | 67.9%+0.7pp |
| Annual return | -17.18% | -13.81%-3.4pp | -12.16%-5.0pp | -7.85%-9.3pp |
| Employer contribution / active EE | $2,143 | $2,193-2.3% | $2,922-26.7% | $2,597-17.5% |
| Participant deferral / active EE | $4,878 | $3,626+34.5% | $4,565+6.9% | $4,028+21.1% |
| Admin fee / account holder | $2,458 | $5,897-58.3% | $8,446-70.9% | $5,403-54.5% |