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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,051 | $87,016-52.8% | $63,244-35.1% | $125,389-67.3% |
| Participation rate | 62.5% | 77.1%-14.6pp | 71.0%-8.5pp | 83.2%-20.7pp |
| Annual return | -10.06% | 21.71%-31.8pp | -70.31%+60.3pp | 282.24%-292.3pp |
| Employer contribution / active EE | $9,937 | $3,601+176.0% | $2,322+328.0% | $4,866+104.2% |
| Participant deferral / active EE | $8,250 | $3,939+109.4% | $2,953+179.3% | $5,352+54.2% |
| Admin fee / account holder | $200 | $11,954-98.3% | $5,893-96.6% | $9,541-97.9% |