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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,056 | $131,835-79.5% | $108,582-75.1% | $273,972-90.1% |
| Participation rate | 60.0% | 83.5%-23.5pp | 79.6%-19.6pp | 83.0%-23.0pp |
| Annual return | 6.90% | -91.57%+98.5pp | -51.70%+58.6pp | 41.46%-34.6pp |
| Employer contribution / active EE | $2,548 | $4,913-48.1% | $3,758-32.2% | $4,869-47.7% |
| Participant deferral / active EE | $4,348 | $5,127-15.2% | $4,311+0.9% | $5,287-17.8% |
| Admin fee / account holder | $55 | $10,253-99.5% | $7,645-99.3% | $10,133-99.5% |