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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,608 | $154,228+202.5% | $145,433+220.8% | $137,256+240.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.72% | 74.59%-63.9pp | 66.58%-55.9pp | 220.34%-209.6pp |
| Employer contribution / active EE | $32,867 | $4,804+584.2% | $4,554+621.6% | $4,156+690.8% |
| Participant deferral / active EE | $6,879 | $8,216-16.3% | $7,897-12.9% | $6,407+7.4% |
| Admin fee / account holder | $8,018 | $14,344-44.1% | $13,129-38.9% | $12,270-34.7% |