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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,706 | $142,361-26.5% | $119,608-12.5% | $134,509-22.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -20.91% | -12.46%-8.4pp | -14.98%-5.9pp | 418.13%-439.0pp |
| Employer contribution / active EE | $3,256 | $5,224-37.7% | $4,232-23.1% | $4,741-31.3% |
| Participant deferral / active EE | $9,098 | $6,468+40.6% | $5,601+62.4% | $6,400+42.1% |
| Admin fee / account holder | $4,013 | $13,588-70.5% | $10,326-61.1% | $11,427-64.9% |