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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,274 | $72,177+11.2% | $115,038-30.2% | $59,633+34.6% |
| Participation rate | 87.2% | 72.6%+14.6pp | 81.4%+5.8pp | 68.7%+18.5pp |
| Annual return | -1.41% | 12.02%-13.4pp | 26.14%-27.6pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $4,000 | $4,783-16.4% | $6,026-33.6% | $3,192+25.3% |
| Admin fee / account holder | $4,925 | $4,9270% | $8,175-39.8% | $4,297+14.6% |