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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,603 | $106,267+3.1% | $96,520+13.6% | $139,456-21.4% |
| Participation rate | 82.4% | 77.8%+4.5pp | 74.3%+8.0pp | 80.3%+2.0pp |
| Annual return | 14.52% | 38.45%-23.9pp | 35.72%-21.2pp | 373.45%-358.9pp |
| Employer contribution / active EE | $1,876 | $4,105-54.3% | $3,739-49.8% | $4,753-60.5% |
| Participant deferral / active EE | $6,083 | $5,454+11.5% | $4,879+24.7% | $6,711-9.4% |
| Admin fee / account holder | $2,851 | $7,882-63.8% | $6,733-57.7% | $11,407-75.0% |