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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,516 | $87,546-65.1% | $75,784-59.7% | $125,389-75.7% |
| Participation rate | 76.5% | 80.2%-3.7pp | 75.8%+0.6pp | 83.2%-6.7pp |
| Annual return | -4.14% | 13.49%-17.6pp | 9.68%-13.8pp | 282.24%-286.4pp |
| Employer contribution / active EE | $1,395 | $3,930-64.5% | $3,323-58.0% | $4,866-71.3% |
| Participant deferral / active EE | $5,522 | $4,230+30.6% | $3,652+51.2% | $5,352+3.2% |
| Admin fee / account holder | $1,055 | $6,503-83.8% | $5,300-80.1% | $9,541-88.9% |