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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,022 | $27,924+18.3% | $58,544-43.6% | $75,181-56.1% |
| Participation rate | 16.1% | 38.8%-22.7pp | 50.9%-34.7pp | 67.2%-51.1pp |
| Annual return | 17.05% | 44.20%-27.2pp | 4249.56%-4232.5pp | 160.69%-143.6pp |
| Employer contribution / active EE | $494 | $669-26.1% | $1,053-53.0% | $2,671-81.5% |
| Participant deferral / active EE | $805 | $1,202-33.0% | $1,923-58.1% | $4,126-80.5% |
| Admin fee / account holder | $1,724 | $1,726-0.1% | $2,520-31.6% | $5,650-69.5% |