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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,596 | $62,583+86.3% | $76,767+51.9% | $64,173+81.7% |
| Participation rate | 71.4% | 72.8%-1.4pp | 77.0%-5.5pp | 69.6%+1.9pp |
| Annual return | -8.12% | -1.95%-6.2pp | 2.43%-10.5pp | 7.63%-15.7pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $9,441 | $3,145+200.2% | $3,852+145.1% | $3,470+172.1% |
| Admin fee / account holder | $12,971 | $4,667+177.9% | $6,675+94.3% | $4,887+165.4% |