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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,162 | $112,112-78.4% | $95,956-74.8% | $158,950-84.8% |
| Participation rate | 62.5% | 79.0%-16.5pp | 77.1%-14.6pp | 82.0%-19.5pp |
| Annual return | 25.57% | 171.15%-145.6pp | 91.63%-66.1pp | 302.91%-277.3pp |
| Employer contribution / active EE | $1,036 | $3,199-67.6% | $2,541-59.2% | $4,762-78.2% |
| Participant deferral / active EE | $3,722 | $4,784-22.2% | $4,167-10.7% | $5,983-37.8% |
| Admin fee / account holder | $0 | $10,134-100.0% | $6,797-100.0% | $11,248-100.0% |