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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,694 | $154,228+24.3% | $145,433+31.8% | $137,256+39.7% |
| Participation rate | 95.2% | 83.8%+11.4pp | 82.1%+13.1pp | 80.0%+15.3pp |
| Annual return | 11.59% | 74.59%-63.0pp | 66.58%-55.0pp | 220.34%-208.7pp |
| Employer contribution / active EE | $3,236 | $4,804-32.6% | $4,554-28.9% | $4,156-22.1% |
| Participant deferral / active EE | $5,785 | $8,216-29.6% | $7,897-26.8% | $6,407-9.7% |
| Admin fee / account holder | $1,807 | $14,344-87.4% | $13,129-86.2% | $12,270-85.3% |